Believe in yourself! … Without a humble but reasonable confidence in your own powers, you cannot be successful.” – Norman Vincent Peale, champion of positive thinking.
Here is a short video of some of the amenities of Hammock Bay. If you should decide that you would like to live just minutes from the white sandy beaches and yet avoid the higher prices and traffic, please contact me, Andy Roberts, at 256-508-3087 or email me at firstname.lastname@example.org.
ANDY ROBERTS, REALTOR
NEXTHOME BAYSIDE REALTY
66 HIGHWAY 20 EAST
A Gray Day
The sun has not come out this livelong day,
Instead clouds have hidden it’s face away.
The soaking rain drops tho have been few
But imminent damp has hampered the view.
Living in paradise what you want to do
Is go outside and wander for a block or two.
To live in the sunshine, breathe the air that’s pure,
To see all creation and feel your life’s secure.
Gray days interfere with the lives of men
Bringing regret for deeds they cannot mend.
Thoughts of loved ones never to see again
And longing for touch from a vanished hand.
Tomorrow the cloudy shroud will be gone.
Life will leave each to bear burdens alone.
Unless they are few then he will dance
Celebrating the sun and giving thanks.
I am retired in paradise just sitting on my screened-in back porch watching the sun slowly going down between the pines. The air is calm with a hint of chill signaling the night that is to come. The day has been a busy one filled with tasks only retired people do except for three hours devoted to learning to sell real estate. Life is good when you live in Florida and have bid good-by to cold weather, snow and the stress of having to make a living. Given my extremely humble beginning there is no way I could have imagined being retired in a paradise like this. I have to thank all those who helped me along the way, and my wonderful wife of 48 years for this outcome and also the Lord who has allowed me the longevity to enjoy it all.
FYI, Freeport, Florida, is beginning to show signs of expansive growth. Here in Hammock Bay there are many new apartment buildings that should be ready for occupancy by spring break and ground has been broken for new homes in a gated subdivision called Vineyards situated right smack in the middle of the total Hammock Bay development. The year 2020 may prove to be the best year for the panhandle since 2008. To be a part of this success story contact me at 256-508-3087 or email@example.com at NextHome Bayside Realty about homes or land available in the immediate area. You, too, could be living in paradise and enjoying the saltlife.
For your information and as a public service, here is a reminder courtesy of Florida Realtors of the State of Florida law regarding texting and the use of hand held devices while driving:
Texting while driving
It’s been illegal to text while driving in Florida since July 1 – but on Jan. 1, 2020, officers will stop writing warnings and start writing tickets. A first offense is $30; a second is $60 ($158.18 with court costs) if it happens within five years.
While texting was a secondary offense in the past, officers can now stop a driver who is otherwise obeying traffic laws if they’re seen texting.
In addition, motorists can’t use phones for texting or any reason, including hand-held talking, when driving in school and work zones. While hands-free talking is allowed in cars equipped with the skill, officers can stop drivers if they see a phone in a motorists’ hand.
The new year in Freeport, Florida, is already beginning to show signs of expansive growth. Here in Hammock Bay there are many new apartment buildings that should be ready for occupancy by spring break and ground has been broken for some new homes in a gated subdivision called Vineyards situated right smack in the middle of the total Hammock Bay development.
The reported population of Hammock Bay has already risen to more that 4,000 as contrasted with the City of Freeport which has a reported population of about 3,000. More accurate numbers are or may be available online for your consideration as mine are only estimates based on local advertisements. The residents are taking an active part in community life especially the school system which have shown great improvement in the past 3 years or so.l
The year 2020 may prove to be the best year for the panhandle since 2008. To be a part of this success story contact me at firstname.lastname@example.org about homes or land available in the immediate area. And BTW, Merry Christmas and a very happy and prosperous New Year to you and yours from me and NextHome Bayside Realty in Freeport.
Merry Christmas from NextHome Bayside Realty in Freeport, Florida.
In case there is any doubt about how well the economy is doing under the present administration consider the following and try to remember what your wage growth was and what homeownership was like back in 1972.
“Wage Growth Eclipses Mortgage Rate – First Time Since 1972”
NEW YORK – In October, wage growth eclipsed mortgage rates for the first time since 1972. The U.S. Department of Labor reported that average hourly earnings for production and nonsupervisory employees rose 3.8% in October on a year-over-year basis. Meanwhile, Freddie Mac data show that the average 30-year fixed mortgage rate was about 3.7% in October.
A year ago, before the Fed began easing, mortgage rates were closer to 4.9%. Experts note that if those trends continue, the combination will limit the debt burden for American households by keeping the share of would-be home buyers’ wages being spent on interest payments under control.
Meanwhile, economists J.W. Mason and Arjun Jayadev said U.S. household leverage rose from about 75% in 1983 to 160% in 2008, a trend that was finally arrested by the collapse of the housing bubble and ensuing financial crisis. They argued in a 2015 paper that the primary cause of the increase in household debt relative to income over that period was Fed policy, which kept interest rates well above the rate at which wages were growing.
According to Srinivas Thiruvadanthai, director of research at the Jerome Levy Forecasting Center, “The nominal interest rate has been higher than wage growth for a long time. If this is to be sustained it would be a positive development in setting the bottom 50 or 60% of the population on a sustainable footing.”
Source: Bloomberg (12/06/19) Boesler, Matthew
© Copyright 2019 INFORMATION INC., Bethesda, MD (301) 215-4688
Today they officially began the Holiday Season in Freeport by hanging Christmas decorations while Thanksgiving is still more than a week away. Perhaps this should be called merchandiser’s season instead. To be truthful the weather here has recently been more like December than November anyway.
I have been witnessing a large influx of people from other states and not just temporary northern snowbirds. They are coming from Texas and as far away as Iowa as well looking for better weather the panhandle has to offer and just maybe escaping their political system in their present state IMHO. Local builders cannot keep up with the demands and a house normally sells as soon as the foundation is laid. The effect of Hurricane Michael on Panama City and further east has left a shortage of skilled craftsmen in our area. Notwithstanding, Freeport and Walton County are the fastest growing city and county in the State of Florida which is also among the fastest growing states in America.
If you are contemplating moving to this area or buying a vacation property, please give me a call. You will love it here.
Andy Roberts, Realtor
With NextHome Bayside Realty
66 Highway 20 E